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Carl
Svante,
True but the likes of Google Authenticator generate a one time password so that there may be an indirect security benefit in that it facilitates the use of very long and complex passwords by offering the option of a single entry of the password on a specific device with the app (and therefore the encryption password) protected by by a one time authentication password.
OK strictly speaking that is not 2 factor authentication but rather the splitting of the two functions of encryption and authentication but that may become even more relevant when you implement a timeout.
Carl